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What is Locky Malware and what to do

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is a Malware(virus types) which is sent to your computer via email or via an attachment of a fake invoice then that malware(malicious software) encrypts your hard disk and whole data becomes meaningless like special characters  ं$#़॥ like this only one jpg file u can open. Then only in this jpg file there are instructions to pay ransome via bitcoin. Once u pay the hard disk is decrypted I.e made meaningful. The victim receives an email that requests payment on an attached "invoice", usually a Word file. The attachment contains some sort of executable code, like a VBA macro, that downloads the actual malware from a web site and runs it, encrypting the data on the victim's local and networked hard drives. It then displays a screen that demands a ransom to decrypt the data. WHAT TO DO WITH LOCKY? Backup regularly and keep a recent backup copy off-site. There are dozens of ways other than ransomware that files can suddenly vanish, such as fire, flood, theft, a d