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SIM Swap Fraud Solution which India should Adapt By Prashant Mali

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SIM Swap or SIM Exchange Fraud Solution which India should Adapt By Prashant Mali Being a long-time crusader of SIM swap fraud victims in India and winning many cases in favour of victims, I thought of penning this advice.  Sim Exchange fraud or Sim Hijacking fraud (also known as Port-Out scam or SIM splitting) is a type of account takeover fraud that generally targets a weakness in two-factor authentication & two-step verification, where the second factor or step is an SMS or a call placed to a mobile telephone. In 2018, over 80% of adults were expected to have a bank account, over 1.18 billion people own a mobile phone in India How SIM Swap Fraud works? Fraudsters obtain banking account details and your registered mobile number through phishing or through Trojans/Malware or through a leaked database. Under the pretext of losing the mobile handset, new handset or damaged SIM card, fraudster approaches mobile service provider using a forged authority letter and