Advocate (Dr.) Prashant Mali's Blog

In theory,  An  ultrasonic fingerprint sensor  works by bouncing a sonic pulse wave off of your fingertip to create a three-dimensional image. It's much more secure than optical in-display  sensors  and will work even if your fingers are greasy, dirty, or wet. A Galaxy S10 user recently got a Rs.100/-  ‘gel screen protector’ off eCommerce site.  However, he realized that after using the protector, any fingerprint could unlock the phone.  According to Samsung, the case is under investigation. Nevertheless, the company considers this issue to be related to the cost of the screen protector  Rs. 100/-  .  Samsung earlier had warned Galaxy S10 owners against unofficial screen protectors. Galaxy S10  series which comes with an  ultrasonic fingerprint sensor . While this fingerprint reader is top-notch, it does not work well with a tempered glass screen protectors. Many users can not use a smartphone without a screen protector, s...

SIM Swap Fraud Remedy via Consumer Courts By Prashant Mali Case No. 1 : Positive order BSNL Bengaluru and the Union Bank of India have been ordered to pay Rs 9.6 lakh to a businessman after fraudsters siphoned off money from his bank account in what was described as a sim swap fraud. The national telecom provider was pulled up for issuing a duplicate sim to fraudsters without adhering to Know Your Customer (KYC) norms and the bank for not alerting the customer on time. Nagarathpet resident Ramesh Kumar has been using a mobile phone with a BSNL sim card for many years and had linked it to his account at Union Bank of India’s BVK Iyengar Road branch. On September 22, 2015, Kumar checked his email to find that an unknown beneficiary had been added to his online bank account. By the time he could alert bank authorities about the breach, the fraudsters managed to transfer Rs 9,62,700 from his account. The sim card on his cellphone that was supposed to receive a one-time password (OTP...

SIM Swap or SIM Exchange Fraud Solution which India should Adapt By Prashant Mali Being a long-time crusader of SIM swap fraud victims in India and winning many cases in favour of victims, I thought of penning this advice.  Sim Exchange fraud or Sim Hijacking fraud (also known as Port-Out scam or SIM splitting) is a type of account takeover fraud that generally targets a weakness in two-factor authentication & two-step verification, where the second factor or step is an SMS or a call placed to a mobile telephone. In 2018, over 80% of adults were expected to have a bank account, over 1.18 billion people own a mobile phone in India How SIM Swap Fraud works? Fraudsters obtain banking account details and your registered mobile number through phishing or through Trojans/Malware or through a leaked database. Under the pretext of losing the mobile handset, new handset or damaged SIM card, fraudster approaches mobile service provider using a forged author...